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The Montgomery County Chamber of Commerce announces that they have partnered with Austin Financial to offer Long Term Care Insurance to Chamber members at a 10 percent savings.
“With Americans living longer than ever, long term care is quickly becoming a growing concern,” states Chamber President, Deborah Auspelmyer. “Normally, the need for long term care results from a lengthy, chronic illness or something as unexpected as an accident or injury. We are pleased to be able to offer this product to our chamber members, their employees and families at a discount.”
Long term care can be expensive. National average to have a home health aid come to your house for 8 hours a day is $4,866 a month/$58,400 a year. Also the national average cost for a year in a private nursing home room is $77,380.
Long term care insurance benefits include, helping people plan/budget/anticipate the cost of care, giving you more choices as to the type of care you want and where you receive it. Long term care insurance also protects you and your family from financial hardship and emotional stress that comes from either paying for or providing care for loved ones, and preserves your retirement savings and legacy to your heirs.
“By meeting with us and becoming educated on this timely topic, if and when the time comes, members will have a well thought out plan to provide long term care for themselves and their families. In addition to personal life experience on this subject, we have the certifications, expertise and the Company to back us”, states Judy Austin from Austin Financial.
There are significant benefits to planning early for long term care insurance. The younger you are you can save money on the premium and you are more likely to be approved. Call the Chamber at 853-1800 or Al and Judy Austin at 673-2622 for more information.